User Manual
Table Of Contents
- Important Information
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Using the TVM and Amortization Variables
- Resetting the TVM and Amortization Worksheet Variables
- Clearing the Unused Variable
- Entering Positive and Negative Values for Outflows and Inflows
- Entering Values for I/Y, P/Y, and C/Y
- Specifying Payments Due With Annuities
- Updating P1 and P2
- Different Values for BAL and FV
- Entering, Recalling, and Computing TVM Values
- Using [xP/Y] to Calculate a Value for N
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- TVM and Amortization Worksheet Variables
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
18 Overview of Calculator Operations
When you display a compute-only variable, the COMPUTE indicator
reminds you to press C to compute its value. After you press C, the
7
indicator confirms that the displayed value has been computed.
Automatic-Compute Variables
When you press # or " to display an automatic-compute variable (for
example, the Amortization worksheet
INT variable), the calculator
computes and displays the value automatically without you having to
press C.
Enter-or-Compute Variables in the TVM Worksheet
You can either enter or compute values for the TVM worksheet variables
(
N, I/Y, PV, PMT, and FV).
Note: Although you do not have to be in the standard-calculator mode
to assign values to these variables, you must be in the standard-calculator
mode to compute their values.
• To assign the value of a TVM variable, key in a number and press a
variable key.
• To compute the value of a TVM variable, press C, and then press the
variable key. The calculator computes and displays the value based on
the values of other variables.
Enter-or-Compute Variables in Prompted Worksheets
You can either enter or compute values for some prompted worksheet
variables (for example, the Bond worksheet
YLD and PRI variables).
When you select an enter-or-compute variable, the calculator displays
the variable label with the
ENTER and COMPUTE indicators.
•The
ENTER indicator prompts you to press ! to assign the keyed-
in value to the displayed variable.
•The COMPUTE indicator prompts you to press C to compute a value
for the variable.
Selecting Worksheet Settings
Many prompted worksheets contain variables consisting of two or more
options, or settings (for example, the Date worksheet
ACT/360 variable).
When you select variables with settings, the calculator displays the
SET
indicator and the current setting.
To scroll through the settings of a variable, press &V once for each
setting.