User Manual
Table Of Contents
- Important Information
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Using the TVM and Amortization Variables
- Resetting the TVM and Amortization Worksheet Variables
- Clearing the Unused Variable
- Entering Positive and Negative Values for Outflows and Inflows
- Entering Values for I/Y, P/Y, and C/Y
- Specifying Payments Due With Annuities
- Updating P1 and P2
- Different Values for BAL and FV
- Entering, Recalling, and Computing TVM Values
- Using [xP/Y] to Calculate a Value for N
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- TVM and Amortization Worksheet Variables
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
![](/manual/texas-instruments/iibapro-tbl-1l1/user-manual-english/images/img-35.png)
32 Time-Value-of-Money and Amortization Worksheets
Answer: The present value of the cash flows is $23,171.23, which exceeds
the machine’s cost by $171.23. This is a profitable investment.
To Press Display
Set all variables to defaults. &}
!
RST 0.00
Enter interest rate per cash flow
period.
10 -
I/Y=
10.00
1
Enter 1st cash flow. 5000 S 0
FV=
-5,000.00
1
Enter 1st cash flow period. 1 ,
N=
1.00
1
Compute present value of 1st cash
flow.
C .
PV=
4,545.45
7
Store in M1. D 1
4,545.45
Enter 2nd cash flow. 7000 S0
FV=
-7,000.00
1
Enter 2nd cash flow period. 2 ,
N=
2.00
1
Compute present value of 2nd
cash flow.
C .
PV=
5,785.12
7
Sum to memory. DH 1
5,785.12
Enter 3rd cash flow. 8000 S0
FV=
-8,000.00
1
Enter period number. 3 ,
N=
3.00
1
Compute present value of 3rd
cash flow.
C.
PV=
6,010.52
7
Sum to memory. DH 1
6,010.52
Enter 4th cash flow. 10000 S0
FV=
-10,000.00
1
Enter period number. 4 ,
N=
4.00
1
Compute present value of 4th
cash flow.
C.
PV=
6,830.13
7
Sum to memory. DH 1
6,830.13
Recall total present value. J 1
23,171.23
Subtract original cost. B 23000 N 171.23