User Manual
Table Of Contents
- Important Information
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Using the TVM and Amortization Variables
- Resetting the TVM and Amortization Worksheet Variables
- Clearing the Unused Variable
- Entering Positive and Negative Values for Outflows and Inflows
- Entering Values for I/Y, P/Y, and C/Y
- Specifying Payments Due With Annuities
- Updating P1 and P2
- Different Values for BAL and FV
- Entering, Recalling, and Computing TVM Values
- Using [xP/Y] to Calculate a Value for N
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- TVM and Amortization Worksheet Variables
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
iv Table of Contents
Deleting Cash Flows......................................................................43
Inserting Cash Flows .....................................................................44
Computing Cash Flows .................................................................44
Example: Solving for Unequal Cash Flows ..................................46
Example: Value of a Lease with Uneven Payments ....................48
Bond Worksheet ................................................................... 51
Bond Worksheet Variables ...........................................................52
Bond Worksheet Terminology .....................................................54
Entering Bond Data and Computing Results ..............................54
Example: Computing Bond Price and Accrued Interest..............56
Depreciation Worksheet ...................................................... 57
Depreciation Worksheet Variables ..............................................57
Entering Data and Computing Results........................................60
Example: Computing Straight-Line Depreciation.......................61
Statistics Worksheet............................................................. 63
Statistics Worksheet Variables .....................................................63
Regression Models........................................................................65
Entering Statistical Data...............................................................66
Other Worksheets................................................................. 69
Percent Change/Compound Interest Worksheet ........................69
Interest Conversion Worksheet....................................................73
Date Worksheet ............................................................................75
Profit Margin Worksheet .............................................................77
Breakeven Worksheet ..................................................................78
Memory Worksheet ......................................................................80
APPENDIX - Reference Information..................................... 83
Formulas........................................................................................83
Error Messages..............................................................................92
Accuracy Information ...................................................................94
AOS™ (Algebraic Operating System) Calculations .....................95
Battery Information......................................................................95
In Case of Difficulty ......................................................................96
Texas Instruments Support and Service .......................................98
Texas Instruments (TI) Warranty Information .............................98