User Manual
Table Of Contents
- Important Information
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Using the TVM and Amortization Variables
- Resetting the TVM and Amortization Worksheet Variables
- Clearing the Unused Variable
- Entering Positive and Negative Values for Outflows and Inflows
- Entering Values for I/Y, P/Y, and C/Y
- Specifying Payments Due With Annuities
- Updating P1 and P2
- Different Values for BAL and FV
- Entering, Recalling, and Computing TVM Values
- Using [xP/Y] to Calculate a Value for N
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- TVM and Amortization Worksheet Variables
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
Cash Flow Worksheet 47
Entering Cash-Flow Data
Editing Cash-Flow Data
After entering the cash-flow data, you learn that the $4,000 cash-flow
value should occur in the second year instead of the sixth. To edit, delete
the $4,000 value for year 6 and insert it for year 2.
To Press Display
Select Cash Flow worksheet. '
CFo= 0.00
Enter initial cash flow. 7000 S !
CFo=
-7,000.00
1
Enter cash flow for first year. #
3000 !
#
C01=
F01=
3,000.00
1
1.001
Enter cash flows for years
two through five.
#
5000 !
#
4 !
C02=
F02=
5,000.00
1
4.001
Enter cash flow for sixth year. #
4000 !
#
C03=
F03=
4,000.00
1
1.001
To Press Display
Move to third cash flow. "
C03=
4,000.00
1
Delete third cash flow. &W
C03= 0.00
Move to second cash flow. ""
C02=
5,000.00
1
Insert new second cash flow. &X
4000 !
#
C02=
F02=
4,000.00
1
1.001
Move to next cash flow to
verify data.
#
#
C03=
F03=
5,000.00
1
4.01