User Manual
Table Of Contents
- Important Information
- Overview of Calculator Operations
- Turning On the Calculator
- Turning Off the Calculator
- Selecting 2nd Functions
- Reading the Display
- Setting Calculator Formats
- Resetting the Calculator
- Clearing Calculator Entries and Memories
- Correcting Entry Errors
- Math Operations
- Memory Operations
- Calculations Using Constants
- Last Answer Feature
- Using Worksheets: Tools for Financial Solutions
- Time-Value-of-Money and Amortization Worksheets
- TVM and Amortization Worksheet Variables
- Using the TVM and Amortization Variables
- Resetting the TVM and Amortization Worksheet Variables
- Clearing the Unused Variable
- Entering Positive and Negative Values for Outflows and Inflows
- Entering Values for I/Y, P/Y, and C/Y
- Specifying Payments Due With Annuities
- Updating P1 and P2
- Different Values for BAL and FV
- Entering, Recalling, and Computing TVM Values
- Using [xP/Y] to Calculate a Value for N
- Entering Cash Inflows and Outflows
- Generating an Amortization Schedule
- Example: Computing Basic Loan Interest
- Examples: Computing Basic Loan Payments
- Examples: Computing Value in Savings
- Example: Computing Present Value in Annuities
- Example: Computing Perpetual Annuities
- Example: Computing Present Value of Variable Cash Flows
- Example: Computing Present Value of a Lease With Residual Value
- Example: Computing Other Monthly Payments
- Example: Saving With Monthly Deposits
- Example: Computing Amount to Borrow and Down Payment
- Example: Computing Regular Deposits for a Specified Future Amount
- Example: Computing Payments and Generating an Amortization Schedule
- Example: Computing Payment, Interest, and Loan Balance After a Specified Payment
- TVM and Amortization Worksheet Variables
- Cash Flow Worksheet
- Bond Worksheet
- Depreciation Worksheet
- Statistics Worksheet
- Other Worksheets
- APPENDIX - Reference Information
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66 Statistics Worksheet
• Ln uses ln(X) and Y.
•
EXP uses X and ln(Y).
•
PWR uses ln(X) and ln(Y).
The calculator determines the values for
a and b that create the line or
curve that best fits the data.
Correlation Coefficient
The calculator also determines r, the correlation coefficient, which
measures the goodness of fit of the equation with the data. Generally:
•The closer
r is to 1 or -1, the better the fit.
•The closer
r is to zero, the worse the fit.
Entering Statistical Data
Because the Statistics worksheet lets you enter and display up to 50 data
points, and then stores the values until you clear the worksheet or
change the values, you probably will not have to perform every step for
each Statistics calculation.
1. To select the data-entry portion of the Statistics worksheet, press &
j. X01 is displayed along with any previous value.
2. To clear the worksheet, press &z.
3. Key in a value for X01 and press !.
• For one-variable data, X01 is the first data point.
• For two-variable data, X01 is the first X value.
4. To display the Y01 variable, press #.
5. Key in a value for Y01 and press !.
• For one-variable data, you can enter the number of times the X
value occurs (frequency).
The default value is 1.
• For two-variable data, enter the first Y value.
6. To display the next X variable, press #.
7. Repeat steps 3 through 5 until you enter all of the data points.
Note: To easily scroll up or down through a range of variables, press and
hold # or ".
Computing Statistical Results
Selecting a Statistics Calculation Method