User's Manual

ViVOtech, Inc.

451 El Camino Real

Santa Clara, CA 95050

Written and designed at ViVOtech, Inc.

This paper, as well as the software and hardware described in it, is furnished under license

and may be used or copied online in accordance with the terms of such license. The

content of this paper is furnished for information use only, is subject to change without

notice, and should not be construed as a commitment by ViVOtech, Inc. ViVOtech, Inc

assumes no responsibility or liability for any errors or inaccuracies that may appear in this

document.

Except as permitted by such license, no part of this publication may be reproduced or

transmitted by electronic, mechanical, recording, or otherwise, or translated into any

language form without the express written consent of ViVOtech, Inc. ViVOtech,

ViVOwallet, ViVOcard, ViVOpay, ViVOpay, ViVOplatform Dynamic Strip, ViVOsmartcable

and ViVOgiftcard are trademarks or registered trademarks of ViVOtech, Inc. MasterCard

Paypass is a trademark or registered trademark of MasterCard, Inc. American Express

ExpressPay is a trademark or registered trademark of American Express, Inc. ExxonMobile

Speedpass is a trademark or registered trademark of Exxon, Inc. Visa MSD is a trademark

or registered trademark of Visa, Inc. VisaWave is a trademark or registered trademark of

Visa, Inc. HID/iClass is a trademark or registered trademark of HID Corporation.

Warranty Disclaimer: The services and hardware are provided "as is" and "as-available,"

and the use of the services and harware is at its own risk. ViVOtech does not make, and

hereby disclaims, any and all other express or implied warranties, including, but not limited

to, warranties of merchantability, fitness for a particular purpose, title, and any warranties

arising from a course of dealing, usage, or trade practice. ViVOtech does not warrant that

the services or hardware will be uninterrupted, error-free, or completely secure.

December 2004